Plan Descriptions

Select Blue Plan

Select Blue is comprehensive health insurance--hospital, surgical, medical, and accident, plus adult & child wellness. Select Blue includes doctor office visit co-pays ($20), and an Rx prescription drug card. Your choice of deductibles from $0-$5000; 100% and 80% coverage levels are available.

Other Select Blue Plans:

• Select Blue Advantage - the same as the Select Blue plan, lower premiums, with slightly higher co-payments ($30) and out-of-pocket.
• Blue Choice Select - an even lower-cost alternative to Select Blue Advantage, but with a more limited choice of network hospitals.

Blue Value

Blue Value is comprehensive health insurance--hospital, surgical, accident and Rx drugs, plus child only wellness. 100% and 80% coverage levels are available. With Blue Value you must meet your deductible before benefits are paid.

Basic Blue

Basic Blue is a low cost hospital, surgical plan with emergency room and accident coverage. Doctor visits, Rx drugs, and wellness benefits are not covered and there are limited outpatient benefits.

Blue Edge--High-Deductible HSA-Compatible Plan

The HSA Plan is a tax advantaged high deductible plan designed for individuals and families. The HSA has two components: (1) A qualified high deductible ($1100--$5000) health insurance policy; your choice of deductibles. (2) A medical savings account with tax advantages; the savings account can be used to pay for most medical expenses on a tax-free basis. Medical coverage is paid at 80% or 100% after your deductible.

Short-Term Major Medical*

Short-Term Major Medical provides you with low-cost temporary hospital, surgical, medical, and accident coverage. Benefits are paid at an 80% coverage level after your deductible. Pre-existing conditions are not covered by short-term medical insurance.

All quotations for medical insurance presume that you and/or dependents are in good health and are within standard height/weight guidelines. If any person has pre-existing medical conditions, or require expensive medications, the rates could be higher, or coverage may be denied.